Buyer Blogs

10 San Jose Real Estate Myths Debunked

01.08.2011

Myth #1:  Buyers agents want you to pay more to get a higher commission. Wrong. The value of the home has to meet the lenders appraisal.  If it doesn’t meet the lender’s appraisal the mortgage loan won’t get  approved.  The seller, having now expected a higher price,  will be disappointed having to  accept a lower [...]

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Is the Mortgage Interest Deduction a heart attack in a can?

11.19.2010

The big buzz word in political circles is the economy.  The mortgage interest deduction is the big buzz phrase in my circle.  The circle that is my brain.  My mind just goes round and round trying to grasp what the heck is going to happen if it disappears. The Obama administration’s debt relief panel has [...]

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First Time Home Buyer Programs

11.13.2010

So, you have decided to stop paying the mortgage for someone else.   Good for you.  I have compiled a list of first time buyer programs below for you. Be aware that First Time Home Buyer Programs are subject to change without any notice.  When you decide it is in your best interest to take advantage [...]

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Is The Real Estate Bottom Coming Soon?

09.28.2010

posted on my trulia blog – last year Click HERE to Get Your Real Personal Daily Search Alert [start]  Ok!  I am suffering from too many numbers, quotes and opinions.  Cap Rates, Cap and Trade, Carpet Tiles, Carbon and Tire Piles.   From Obama’s economic plan and Bush’s mistakes to Barney Franks…too much clutter! Maybe [...]

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10 Steps to a Move Up Strategy

09.27.2010

Are you a homeowner planning on moving up to a bigger or more expensive home? Here’s a guide for planning the transition, with tips from myself and other real estate professionals on the RealEstate.com broker network. Figure out how much your current home is likely to sell for. Have your real estate professional conduct a [...]

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Have you asked…Is my Agent Lying? Is my Agent Working for ME?

08.21.2010

If you have to ask that question then the answer is ‘yes’,  your agent is probably lying to you. Notice I use the active ‘probably’? In this series of posts I hope to clear up a few of your questions by pulling back the curtain. How do I identify what is most important when choosing [...]

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Are Loan Modification Programs Weakened By the Same Banks We’re Supposed to Rely On?

08.03.2010

This short and entertaining video will get your blood boiling!  No it’s not new.  It just seems to be missing from the news. See how the failed IndyMac was bought out and how the players behind the scenes are getting truckloads of cash!  YOUR CASH! Please, use the Share Buttons above and spread the word. [...]

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FHA Loan Costs are Rising!

07.31.2010

By Nick Timiraos writes for the WSJ Guest Post: note: Cost increase for  FHA loans  will start October 4th, 2010.   Try to get your home loan before that date! The costs of getting a mortgage backed by the Federal Housing Administration are about to go up for some home buyers. FHA-backed loans are wildly [...]

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What’s taking so long to close escrow? Asked by homebuyers and sellers!

07.13.2010

Congratulations,  you found the home of your dreams or the perfect buyer for your home for sale in San Jose.    If you are the home seller or the home buyer you have probably called your agent more than once and asked “What is taking so long to close escrow?” Your question has likely stemmed from [...]

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Is Home Inventory Down Compared to Last Year?

07.04.2010

Inventory is always a market snapshot you need to understand if you are selling a home or if you plan to become a home buyer.   Why?   If you were offering the only home for sale in Los Gatos you would have something that would be in high demand.   Supply and demand dictates price….Eco101.  Remember? Conversely, [...]

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